Category: Senior & Social Security

Daily Life Popular Senior & Social Security

์ค‘์‚ฐ์ธต์˜ ์ƒˆ ์€ํ‡ด ๊ณ„ํš

chris October 22, 2024

์ค‘์‚ฐ์ธต์˜ ์ƒˆ ์€ํ‡ด ๊ณ„ํš์€ โ€˜์€ํ‡ด์—†์ด ํ•  ์ˆ˜ ์žˆ์„ ๋•Œ๊นŒ์ง€ ์ผํ•˜๊ธฐโ€™๋กœ ๋ฐ”๋€ ๊ฒƒ์œผ๋กœ ๋‚˜ํƒ€๋‚ฌ๋‹ค. ์ด๋“ค์˜ ์ ˆ๋ฐ˜์€ 65์„ธ๊ฐ€ ์ง€๋‚˜๋„ ์ผํ•˜๊ธฐ๋ฅผ ์„ ํ˜ธํ•˜๊ฑฐ๋‚˜ ์žฌ์ •๋‚œ์œผ๋กœ ์ผํ•ด์•ผ ํ•˜๋Š” ์ƒํ™ฉ์œผ๋กœ ๋Œ€๋‹ตํ•˜๊ณ  ์žˆ๋‹ค.…

View More ์ค‘์‚ฐ์ธต์˜ ์ƒˆ ์€ํ‡ด ๊ณ„ํš
Daily Life Finance & Tax Popular Senior & Social Security

์•ˆ์ •๋œ ์€ํ‡ด์ƒํ™œ์„ ์œ„ํ•œ ํ•„์š”ํ•œ ์ €์ถ•์•ก์€ ์–ผ๋งˆ๋‚˜?

chris April 11, 2024

100์„ธ ์‹œ๋Œ€๋ฅผ ๋งž์•„ 60์— ์€ํ‡ดํ•˜๋”๋ผ๋„ 40๋…„ ์€ํ‡ด ๋…ธํ›„์ƒํ™œ์„ ํ•ด์•ผ ํ•˜๋Š”๋ฐ, ๋น„๊ต์  ์•ˆ์ •๋œ ์€ํ‡ด ์ƒํ™œ์— ํ•„์š”ํ•œ ์ €์ถ•์•ก์ด ๋ฌผ๊ฐ€์ธ์ƒ์œผ๋กœ ํ•ด๋งˆ๋‹ค ๋Š˜์–ด๋‚˜๊ณ  ์žˆ๋‹ค. ์•ˆ์ •๋œ ์€ํ‡ด์ƒํ™œ์— ํ•„์š”ํ•œ ์ €์ถ•์•ก์ด ์ง€๋‚œํ•ด์—๋Š”…

View More ์•ˆ์ •๋œ ์€ํ‡ด์ƒํ™œ์„ ์œ„ํ•œ ํ•„์š”ํ•œ ์ €์ถ•์•ก์€ ์–ผ๋งˆ๋‚˜?
Daily Life Popular Senior & Social Security Slider ๊ฑด๊ฐ• ๋ฏธ์ฃผ์†Œ์‹

CA,์ €์†Œ๋“ ์ฃผ๋ฏผ์„ ์œ„ํ•œ ๋ฉ”๋””์บ˜(Medi-Cal) ์ˆ˜ํ˜œ๋Œ€์ƒ ๋Œ€ํญ ํ™•๋Œ€

chris January 13, 2024

CA๊ฐ€ ์ €์†Œ๋“ ์ฃผ๋ฏผ์„ ์œ„ํ•œ ๊ฑด๊ฐ•๋ณดํ—˜ ํ”„๋กœ๊ทธ๋žจ์ธ ๋ฉ”๋””์บ˜(Medi-Cal) ์ˆ˜ํ˜œ ๋Œ€์ƒ์„ ๋Œ€ํญ ํ™•๋Œ€ํ–ˆ๋‹ค. ์„œ๋ฅ˜๋ฏธ๋น„์ž๋„ ๋ฉ”๋””์บ˜ ๋Œ€์ƒ์ž๋กœ ํฌํ•จ์‹œ์ผฐ๋‹ค. ์ด์— ๋”ฐ๋ผ CA๋Š” ๋‚ด๋…„๋ถ€ํ„ฐ ์ฒด๋ฅ˜์‹ ๋ถ„์ด๋‚˜ ๋‚˜์ด์— ์ƒ๊ด€์—†์ด ๊ฑด๊ฐ• ๋ณดํ—˜์„ ์ œ๊ณตํ•˜๋Š”…

View More CA,์ €์†Œ๋“ ์ฃผ๋ฏผ์„ ์œ„ํ•œ ๋ฉ”๋””์บ˜(Medi-Cal) ์ˆ˜ํ˜œ๋Œ€์ƒ ๋Œ€ํญ ํ™•๋Œ€
Daily Life Finance & Tax Senior & Social Security Slider

2033๋…„๋ถ€ํ„ฐ ์†Œ์…œ์—ฐ๊ธˆ ๋งค๋‹ฌ 1,450๋‹ฌ๋Ÿฌ ์‚ญ๊ฐ

chris August 16, 2023

์—ฐ๋ฐฉ์˜ˆ์‚ฐ์œ„์›ํšŒ(CRFB)์˜ ์ตœ๊ทผ ๋ณด๊ณ ์„œ์— ๋”ฐ๋ฅด๋ฉด 10๋…„ ๋‚ด ๊ธฐ๊ธˆ ๊ณ ๊ฐˆ ๋ฌธ์ œ๊ฐ€ ํ•ด๊ฒฐ๋˜์ง€ ์•Š์œผ๋ฉด ์€ํ‡ด์—ฐ๊ธˆ ์ˆ˜๋ น์•ก์€ ํ‰๊ท  23% ์ค„์–ด๋“ค ๊ฒƒ์œผ๋กœ ๋ถ„์„๋๋‹ค. ์€ํ‡ดํ•œ ๋งž๋ฒŒ์ด ๋ถ€๋ถ€๋Š” ์ผ๋ฐ˜์ ์œผ๋กœ ์—ฐ๊ฐ„ ์ˆ˜๋ น์•ก์ด 1๋งŒ…

View More 2033๋…„๋ถ€ํ„ฐ ์†Œ์…œ์—ฐ๊ธˆ ๋งค๋‹ฌ 1,450๋‹ฌ๋Ÿฌ ์‚ญ๊ฐ
Daily Life Senior & Social Security Slider ๋ผ์ดํ”„ ๋ฏธ์ฃผ์†Œ์‹

“์€ํ‡ด ํ•˜๋ ค๋ฉด 180๋งŒ ๋‹ฌ๋Ÿฌ ์žˆ์–ด์•ผ”

chris August 3, 2023

์ฐฐ์Šค ์Šˆ์™‘(Charles Schwab)์ด 8์›” ๋ฐœํ‘œํ•œ ์ง์žฅ์€ํ‡ด์—ฐ๊ธˆ 401(K) ๊ฐ€์ž…์ž๋ฅผ ๋Œ€์ƒ์œผ๋กœ ํ•œ์„ค๋ฌธ ์กฐ์‚ฌ ๊ฒฐ๊ณผ์— ๋”ฐ๋ฅด๋ฉด ์ด๋“ค์€ ํŽธ์•ˆํ•œ ๋…ธํ›„๋ฅผ ์œ„ํ•ด ํ‰๊ท  ์€ํ‡ด์ž๊ธˆ 180๋งŒ ๋‹ฌ๋Ÿฌ๊ฐ€ ํ•„์š”ํ•˜๋‹ค๊ณ  ์ƒ๊ฐํ•˜๋Š” ๊ฒƒ์œผ๋กœ ๋‚˜ํƒ€๋‚ฌ๋‹ค.…

View More “์€ํ‡ด ํ•˜๋ ค๋ฉด 180๋งŒ ๋‹ฌ๋Ÿฌ ์žˆ์–ด์•ผ”
Daily Life Popular Senior & Social Security Slider ๋ผ์ดํ”„

CA, ํ‰๊ท  75~79์„ธ์— ์‚ด๊ณ  ์žˆ๋˜ ์ฃผํƒ ์ฒ˜๋ถ„

chris April 20, 2023

์›Œ์‹ฑํ„ดํฌ์ŠคํŠธ(WP)๋Š” 17์ผ ์ •๋ถ€์˜ ํ†ต๊ณ„ ๋ฐ์ดํ„ฐ ๋ถ„์„์„ ํ†ตํ•ด ์„ธ๋Œ€๋ณ„๋กœ ์ฃผํƒ ์†Œ์œ  ๋น„์œจ์ด 70 ๋Œ€์— 80%๋กœ ์ •์ ์„ ์ฐ์€ ๋’ค ์ ์ฐจ ํ•˜๋ฝํ•˜๋Š” ๊ฒƒ์œผ๋กœ ๋ณด๋„ ํ–ˆ๋‹ค. CA์ฃผ์—์„  75~79์„ธ๊ฐ€ ๋˜๋ฉด…

View More CA, ํ‰๊ท  75~79์„ธ์— ์‚ด๊ณ  ์žˆ๋˜ ์ฃผํƒ ์ฒ˜๋ถ„
Daily Life Popular Senior & Social Security ๊ฑด๊ฐ•

๋…ธ๋…„๋“ค์˜ ๋‚™์ƒ์ด ๋งŒ์„ฑ์งˆํ™˜ ๋ณด๋‹ค ๋ฌด์„œ์šด ์ด์œ 

chris April 3, 2023

๊ฑด๊ฐ•ํ•œ ๋…ธ์ธ๋„ ์—‰๋ฉ์ด๋ผˆ ๋ถ€๋Ÿฌ์ง€๋ฉด, ์ ˆ๋ฐ˜์ด ๋‘ ๋‹ฌ ๋‚ด ์ˆจ์ง„๋‹ค. ๋งŒ์„ฑ์งˆํ™˜๋ณด๋‹ค ๋ฌด์„œ์šด ๋‚™์ƒ, ๋งŒ์„ฑ์งˆํ™˜ ๊ด€๋ฆฌ ์ž˜ํ•ด๋„ ๋‚™์ƒ๋‹นํ•˜๋ฉด ๋„๋ฃจ๋ฌต, ๋…ธ์ธ ๋‚™์ƒ์€ ์ด์ œ ๊ฐœ์ธ ์‚ถ์˜ ์งˆ์„ ๋– ๋‚˜ ์‚ฌํšŒ๋ฌธ์ œ๊ฐ€…

View More ๋…ธ๋…„๋“ค์˜ ๋‚™์ƒ์ด ๋งŒ์„ฑ์งˆํ™˜ ๋ณด๋‹ค ๋ฌด์„œ์šด ์ด์œ 
Daily Life Senior & Social Security ํšŒ๊ณ„์„ธ๋ฌด ์นผ๋Ÿผ

CA ๋ฐœ์˜์•ˆ 19 ์˜ ํ†ต๊ณผ, ๋‚ฎ์€ ์žฌ์‚ฐ์„ธ 3๋ฒˆ ๊นŒ์ง€ ์ด์ „ ๊ฐ€๋Šฅ

US-KOREAN November 13, 2020 3 Comments

์ง€๋‚œ 11์›” 3์ผ, ์บ˜๋ฆฌํฌ๋‹ˆ์•„ ์ฃผ  ๋ฐœ์˜์•ˆ 19๊ฐ€ 1530 ๋งŒ ๊ฐœ ์ด์ƒ์˜ ํˆฌํ‘œ ์ค‘ 51 %์˜ ์ง€์ง€๋ฅผ ์–ป์œผ๋ฉฐ ํ†ต๊ณผ๋˜์—ˆ๋‹ค. ์ด ๋ฒ•์•ˆ์€ ๊ธ‰๊ฒฉํžˆ ์˜ค๋ฅด๋Š” ์žฌ์‚ฐ์„ธ ๋•Œ๋ฌธ์— ์ด์‚ฌ๋ฅผ…

View More CA ๋ฐœ์˜์•ˆ 19 ์˜ ํ†ต๊ณผ, ๋‚ฎ์€ ์žฌ์‚ฐ์„ธ 3๋ฒˆ ๊นŒ์ง€ ์ด์ „ ๊ฐ€๋Šฅ
Daily Life Finance & Tax Senior & Social Security

์€ํ‡ด์ž๊ธˆ RMD ์—ฐ๋ น 75์„ธ๋กœ ์ƒํ–ฅ ์กฐ์ ˆ

US-KOREAN October 29, 2020 1 Comment

์ง€๋‚œ 27์ผ ์€ํ‡ด์—ฐ๊ธˆ ์˜๋ฌด ์ธ์ถœ(RMD) ๊ทœ์ • ์—ฐ๋ น์„ ๊ธฐ์กด์˜ 72์„ธ์—์„œ 75์„ธ๋กœ ์ƒํ–ฅ ์กฐ์ •ํ•˜๊ณ  ๊ธฐ์—…์—์„œ ํ•ด์ฃผ๋Š” 401(k) ๋งค์นญ ์ž๊ธˆ์œผ๋กœ ํ•™์ž๊ธˆ ๋Œ€์ถœ ์ƒํ™˜์„ ํ—ˆ์šฉํ•˜๋Š” ๋ฒ•์•ˆ(the Securing a Strong…

View More ์€ํ‡ด์ž๊ธˆ RMD ์—ฐ๋ น 75์„ธ๋กœ ์ƒํ–ฅ ์กฐ์ ˆ